MICHIGAN LEGISLATURE(legislature.mi.gov)
Printed on 8/14/2025
Michigan Compiled Laws Complete Through PA 5 of 2025

Senate Bill 438 of 1995 (Public Act 85 of 1996)

Sponsors

Categories

Consumer credit and protection: usury
Consumer credit and protection; usury; credit reform act; amend. Amends sec. 2 of Act 162 of 1995 (MCL 445.1852).

Documents

A SUBSET of documents (including the bill as introduced, the enrolled version if passed, and analyses/summaries) are available for sessions prior to 1997 and are provided by the Library of Michigan.

[PDF] Senate Introduced Bill
Introduced bills appear as they were introduced and reflect no subsequent amendments or changes
[PDF] Senate Enrolled Bill
The Enrolled Bill is the version passed in identical form by both houses of the Legislature

Analysis

Senate Fiscal Agency Analysis

[PDF] [HTML] COMMITTEE SUMMARY (Date Completed: 5-12-95)
This document analyzes SB0431, SB0433, SB0434, SB0435, SB0436, SB0437, SB0438, SB0439, SB0440, SB0441
[PDF] [HTML] FLOOR ANALYSIS (Date Completed: 11-21-95)
This document analyzes SB0438
[PDF] [HTML] FIRST ANALYSIS (Date Completed: 11-22-95)
This document analyzes SB0438
[PDF] [HTML] ENROLLED ANALYSIS (Date Completed: 9-10-96)
This document analyzes SB0438

History

(House actions in lowercase, Senate actions in UPPERCASE)
Note: A page number of 0 indicates that the page number is coming soon
Date Journal Action
3/28/1995 SJ 27 Pg. 520 REFERRED TO COMMITTEE ON FINANCIAL SERVICES
11/09/1995 SJ 82 Pg. 2077 REPORTED FAVORABLY WITH SUBSTITUTE (S-6)
11/28/1995 SJ 83 Pg. 2089 REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-6)
11/28/1995 SJ 83 Pg. 2089 SUBSTITUTE (S-6) CONCURRED IN
11/28/1995 SJ 83 Pg. 2089 PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-6)
11/29/1995 SJ 84 Pg. 2115 PASSED : \
ROLL CALL # 0663 YEAS 35 NAYS 00 EXC 03 NOT VOTING 00
11/29/1995 HJ 86 Pg. 2886 referred to Committee on Commerce
12/06/1995 HJ 89 Pg. 3080 reported with recommendation with substitute (H-3)
12/06/1995 HJ 89 Pg. 3080 referred to second reading
12/12/1995 HJ 91 Pg. 3170 substitute (H-3) adopted
12/12/1995 HJ 91 Pg. 3170 placed on third reading
12/12/1995 HJ 91 Pg. 3170 placed on immediate passage
12/12/1995 HJ 91 Pg. 3170 passed : \
Roll Call # 1340 Yeas 088 Nays 010
12/12/1995 HJ 91 Pg. 3170 returned to Senate
1/23/1996 HJ 6 Pg. 57 House requested return
1/25/1996 HJ 8 Pg. 78 vote on passage reconsidered
1/30/1996 HJ 9 Pg. 91 amended
1/30/1996 HJ 9 Pg. 91 passed; given immediate effect :
Roll Call # 0028 Yeas 086 Nays 015
1/30/1996 HJ 9 Pg. 91 returned to Senate
2/06/1996 SJ 8 Pg. 166 HOUSE SUBSTITUTE (H-3) CONCURRED IN
2/06/1996 SJ 8 Pg. 166 ROLL CALL: :
ROLL CALL # 0042 YEAS 37 NAYS 00 EXC 01 NOT VOTING 00
2/06/1996 SJ 8 Pg. 166 GIVEN IMMEDIATE EFFECT
2/06/1996 SJ 8 Pg. 166 ORDERED ENROLLED
2/14/1996 SJ 12 Pg. 283 PRESENTED TO THE GOVERNOR
TIME: 12:16PM DATE: 02/13/96
2/28/1996 SJ 18 Pg. 379 APPROVED BY THE GOVERNOR
TIME: 04:20PM DATE: 02/25/96
2/28/1996 SJ 18 Pg. 379 FILED WITH SECRETARY OF STATE
TIME: 08:16AM DATE: 02/27/96
2/28/1996 SJ 18 Pg. 379 ASSIGNED PA 0085'96