MICHIGAN LEGISLATURE(legislature.mi.gov)
Printed on 8/15/2025
Michigan Compiled Laws Complete Through PA 5 of 2025

Senate Bill 415 of 2019 (Public Act 76 of 2020)

Sponsors

Categories

Financial institutions: credit cards; Consumer credit: credit cards; State agencies (existing): licensing and regulatory affairs
Financial institutions: credit cards; credit card arrangements act; modify definitions and update title. Amends title & sec. 1 of 1984 PA 379 (MCL 493.101).

Documents

[PDF] [HTML] Senate Introduced Bill
Introduced bills appear as they were introduced and reflect no subsequent amendments or changes
[PDF] [HTML] As Passed by the Senate
The As Passed by the Senate version is the bill, as introduced, that includes any adoped Senate amendments
[PDF] [HTML] As Passed by the House
The As Passed by the House version is the bill, as introduced, that includes any adoped House amendments
[PDF] [HTML] Public Act
A Public Act is a bill that has become law

Analysis

Senate Fiscal Agency Analysis

[PDF] [HTML] SUMMARY OF INTRODUCED BILL IN COMMITTEE (Date Completed: 10-14-19)
This document analyzes SB0415
[PDF] [HTML] SUMMARY OF BILL REPORTED FROM COMMITTEE (Date Completed: 10-24-19)
This document analyzes SB0415
[PDF] [HTML] SUMMARY AS ENACTED (Date Completed: 5-7-20)
This document analyzes SB0415

House Fiscal Agency Analysis

[Summary as Passed By The Senate (2/4/2020) PDF] [Summary as Passed By The Senate (2/4/2020) HTML] Summary as Passed By The Senate (2/4/2020)
This document analyzes SB415
[Summary as Referred to Second House Committee (2/29/2020) PDF] [Summary as Referred to Second House Committee (2/29/2020) HTML] Summary as Referred to Second House Committee (2/29/2020)
This document analyzes SB415
[Summary as Reported from House Committee/Enacted Version (3/10/2020) PDF] Summary as Reported from House Committee/Enacted Version (3/10/2020)
This document analyzes SB0415

History

(House actions in lowercase, Senate actions in UPPERCASE)
Note: A page number of 0 indicates that the page number is coming soon
Date Journal Action
8/20/2019 SJ 77 Pg. 799 INTRODUCED BY SENATOR ARIC NESBITT
8/20/2019 SJ 77 Pg. 799 REFERRED TO COMMITTEE ON INSURANCE AND BANKING
10/24/2019 SJ 101 Pg. 1558 REPORTED FAVORABLY WITH SUBSTITUTE (S-1)
10/24/2019 SJ 101 Pg. 1558 COMMITTEE RECOMMENDED IMMEDIATE EFFECT
10/24/2019 SJ 101 Pg. 1558 REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1)
11/06/2019 SJ 106 Pg. 1614 REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-1)
11/06/2019 SJ 106 Pg. 1614 SUBSTITUTE (S-1) CONCURRED IN
11/06/2019 SJ 106 Pg. 1614 PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-1)
11/07/2019 SJ 107 Pg. 1625 PASSED ROLL CALL # 301 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0
11/07/2019 HJ 107 Pg. 1946 received on 11/07/2019
11/07/2019 HJ 107 Pg. 1948 read a first time
11/07/2019 HJ 107 Pg. 1948 referred to Committee on Financial Services
2/26/2020 HJ 21 Pg. 373 referred to Committee on Ways and Means
3/10/2020 HJ 26 Pg. 449 reported with recommendation without amendment
3/10/2020 HJ 26 Pg. 449 referred to second reading
3/11/2020 HJ 27 Pg. 468 read a second time
3/11/2020 HJ 27 Pg. 468 placed on third reading
3/12/2020 HJ 28 Pg. 492 read a third time
3/12/2020 HJ 28 Pg. 492 passed; given immediate effect Roll Call # 158 Yeas 107 Nays 0 Excused 0 Not Voting 2
3/12/2020 HJ 28 Pg. 492 returned to Senate
3/17/2020 SJ 29 Pg. 390 GIVEN IMMEDIATE EFFECT
3/17/2020 SJ 29 Pg. 390 ORDERED ENROLLED
3/25/2020 SJ 30 Pg. 438 PRESENTED TO GOVERNOR 03/19/2020 12:52 PM
4/07/2020 SJ 31 Pg. 443 APPROVED BY GOVERNOR 04/02/2020 08:50 AM
4/07/2020 SJ 31 Pg. 443 FILED WITH SECRETARY OF STATE 04/02/2020 10:02 AM
4/07/2020 SJ 31 Pg. 443 ASSIGNED PA 0076'20 WITH IMMEDIATE EFFECT