Except as otherwise provided in articles 3, 4, and 5, a person gives value for rights if the person acquires them for any of the following:

    (a) In return for a binding commitment to extend credit or for the extension of immediately available credit, whether or not drawn upon and whether or not a charge-back is provided for in the event of difficulties in collection.

    (b) As security for, or in total or partial satisfaction of, a preexisting claim.

    (c) By accepting delivery under a preexisting contract for purchase.

    (d) In return for any consideration sufficient to support a simple contract.