CREDIT REFORM ACT DEFINITION                                  H.B. 6021 (H-1): FLOOR ANALYSIS

 

 

 

 

 

 

 

 

 

 

 

House Bill 6021 (Substitute H-1 as reported without amendment) Sponsor: Representative Gary L. Randall

House Committee: Commerce

Senate Committee: Financial Services

 

CONTENT

 

The bill would amend the Credit Reform Act to revise the definition of “excessive fee or charge”. Under the Act, excessive fee or charge means a fee or charge that exceeds amounts allowed under the Act or any other law or statute. The bill specifies that the definition would be limited to other “applicable” laws or statutes “of this state”.

 

MCL 445.1852                                                                                 Legislative Analyst: P. Affholter

 

FISCAL IMPACT

 

The bill would have no fiscal impact on State or local government.

 

Date Completed: 9-26-96                                                                Fiscal Analyst: M. Tyszkiewicz

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

floor\hb6021

 

This analysis was prepared by nonpartisan Senate staff for use by the Senate in its deliberations and does not constitute an official statement of legislative intent.