SENATE BILL NO. 1306


   September 17, 1998, Introduced by Senator NORTH and referred to 
        the Committee on Financial Services.



        A bill to amend 1956 PA 218, entitled

   "The insurance code of 1956,"

   by amending section 3109 (MCL 500.3109).

               THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 1         Sec.  3109.  (1)  Benefits  EXCEPT AS
             OTHERWISE PROVIDED IN

 2    THIS SECTION, BENEFITS provided or required to be provided under

 3    the laws of any state or the federal government shall be sub-

 4    tracted from the personal protection insurance benefits otherwise

 5    payable for the injury.

 6         (2) An injured person is a natural person suffering acciden-

 7    tal bodily injury.

 8         (3) An insurer providing personal protection insurance bene-

 9    fits may offer, at appropriately reduced premium rates, a

10    deductible of a specified dollar amount  which 
             THAT does not

11    exceed $300.00 per accident.  This deductible may be applicable


   06640'98                                                 DKH
           
                                   2

 1    to all or any specified types of personal protection insurance

 2    benefits but shall apply only to benefits payable to the person

 3    named in the policy, his OR HER spouse, and any relative of

 4    either domiciled in the same household.  Any other deductible

 5    provisions require the prior approval of the commissioner.

 6         (4) SUBSECTION (1) DOES NOT APPLY TO BENEFITS PROVIDED AS

 7    REQUIRED TO BE PROVIDED UNDER TITLE XVIII OF THE SOCIAL SECURITY

 8    ACT, CHAPTER 531, 49 STAT. 620, 42 U.S.C. 1395 TO 1395b, 1395b-2,

 9    1395b-6 TO 1395b-7, 1395c TO 1395i, 1395i-2 TO 1395i-5, 1395j TO

10    1395t, 1395u TO 1395w, 1395w-2 TO 1395w-4, 1395w-21 TO 1395w-28,

11    1395x TO 1395yy, AND 1395bbb TO 1395ggg.


































   06640'98          Final page.                            DKH