Currently, the Act prohibits BCBSM from performing certain activities regarding claims submitted to it by a member, and requires BCBSM to pay a member or participating provider applicable benefits on a timely basis. A person who has reason to believe that these provisions have been violated by BCBSM is entitled to a private, informal managerial-level conference with BCBSM, and to review before the Commissioner of the Office of Financial and Insurance Services if the conference fails to resolve the dispute. Further, if BCBSM fails to provide a conference and proposed resolution within 30 days after requested by a person, or if the person disagrees with the proposed resolution by BCBSM after completion of the conference, the person is entitled to a determination of the matter by the Commissioner. The bill provides that, beginning October 1, 2000, if a dispute could not be resolved during the informal conference, if BCBSM failed to provide a conference, or if the person disagreed with the resolution proposed by BCBSM, the person would be entitled to a review of the matter before an independent review organization under the "Patient's Right to Independent Review Act" proposed by House Bill 5576.