HOUSE BILL No. 4797


     May 22, 2001, Introduced by Rep. Sanborn and referred to the Committee on Senior Health, Security and Retirement.


        A bill to amend 1956 PA 218, entitled

   "The insurance code of 1956,"

   (MCL 500.100 to 500.8302) by adding section 3938.

               THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

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           SEC. 3938.  (1) THE COMMISSIONER SHALL PREPARE AND BEGINNING

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      JULY 1, 2002 AND ANNUALLY THEREAFTER PUBLISH A CONSUMER GUIDE TO

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      LONG-TERM CARE INSURANCE AS PROVIDED IN THIS SECTION.

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           (2) THE CONSUMER GUIDE TO LONG-TERM CARE INSURANCE SHALL

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      CONTAIN A COST AND BENEFIT COMPARISON OF EACH LONG-TERM CARE

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      INSURANCE POLICY SOLD IN THIS STATE AND SHALL INCLUDE THE

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      TOLL-FREE TELEPHONE NUMBER AT THE OFFICE OF FINANCIAL AND INSUR-

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      ANCE SERVICES THAT CONSUMERS MAY CALL TO MAKE REQUESTS FOR THE

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      CONSUMER GUIDE AND MAKE INQUIRIES AND COMPLAINTS ABOUT LONG-TERM

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      CARE INSURANCE POLICIES.




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           (3) THE COMMISSIONER MAY REQUEST, AND A LONG-TERM CARE

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      INSURER SHALL PROVIDE IN A TIMELY MANNER, INFORMATION THAT THE

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      COMMISSIONER NEEDS TO PREPARE THE ANNUAL CONSUMER GUIDE UNDER

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      SUBSECTION (1).

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           (4) THE ANNUAL CONSUMER GUIDE UNDER SUBSECTION (1) SHALL BE

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      WRITTEN IN PLAIN ENGLISH AND SHALL BE PRESENTED IN A MANNER THAT

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      FACILITATES COMPARISONS AMONG LONG-TERM CARE INSURANCE POLICIES.

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      THE COMMISSIONER SHALL PROMOTE AND PUBLICIZE TO THE GENERAL

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      PUBLIC THE EXISTENCE OF THE ANNUAL CONSUMER GUIDE.  THE COMMIS-

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      SIONER SHALL DISTRIBUTE THE GUIDE TO MEMBERS OF THE PUBLIC UPON

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      REQUEST AND SHALL PROVIDE ACCESS TO THE CONSUMER GUIDE THROUGH

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      THE INTERNET.
































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