HOUSE BILL No. 5281

 

November 6, 2003, Introduced by Rep. Mortimer and referred to the Committee on Insurance.

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1956 PA 218, entitled                                             

                                                                                

    "The insurance code of 1956,"                                               

                                                                                

    (MCL 500.100 to 500.8302) by adding section 410a.                           

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 410a.  (1) To qualify for and maintain authority to                    

                                                                                

2   transact insurance in this state solely as a bail bond surety               

                                                                                

3   company on or after February 1, 2004, a foreign insurer in good             

                                                                                

4   standing in its state of domicile that is owned by a Michigan               

                                                                                

5   domiciled insurance holding company subject to regulation by the            

                                                                                

6   commissioner shall possess and thereafter maintain unimpaired               

                                                                                

7   capital and surplus in an amount determined adequate by the                 

                                                                                

8   commissioner to continue to comply with section 403 but not less            

                                                                                

9   than $4,500,000.00 and have, in addition, not less than                     

                                                                                

10  $3,000,000.00 in current guarantees and security with respect to            

                                                                                

11  bail bonds issued by the insurer in states in which it is then              

                                                                                


                                                                                

1   authorized.                                                                 

                                                                                

2       (2) The commissioner shall take into account the risk based                 

                                                                                

3   capital requirements as developed by the national association of            

                                                                                

4   insurance commissioners and the claims history for Michigan bail            

                                                                                

5   bonds issued by the licensed bail bond agencies for which the               

                                                                                

6   insurer will be or is issuing bail bonds in Michigan in order to            

                                                                                

7   determine adequate compliance with section 403.