HOUSE BILL No. 5727

 

March 31, 2004, Introduced by Reps. Taub, Voorhees, Richardville, Huizenga and Hart and referred to the Committee on Insurance.

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1956 PA 218, entitled                                             

                                                                                

    "The insurance code of 1956,"                                               

                                                                                

    (MCL 500.100 to 500.8302) by adding chapter 21A.                            

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1          CHAPTER 21A.  INSURER INTERESTS IN REPAIR FACILITIES                 

                                                                                

2       Sec. 2151.  As used in this chapter:                                        

                                                                                

3       (a) "Insurer" means an automobile insurer and includes an                   

                                                                                

4   entity that is an affiliate of the insurer.                                 

                                                                                

5       (b) "Repair facility" means a motor vehicle repair facility                 

                                                                                

6   as defined in section 2 of the motor vehicle service and repair             

                                                                                

7   act, 1974 PA 300, MCL 257.1302.                                             

                                                                                

8       Sec. 2153.  Except as provided in this chapter, an insurer                  

                                                                                

9   may not own or acquire an ownership interest in a repair                    

                                                                                

10  facility.                                                                   

                                                                                

11      Sec. 2155.  (1) An insurer that has an ownership interest in                

                                                                                


                                                                                

1   a repair facility on the effective date of the amendatory act               

                                                                                

2   that added this section shall divest itself of any ownership                

                                                                                

3   interest in that facility by not later than 2 years after the               

                                                                                

4   effective date of the amendatory act that added this section.               

                                                                                

5       (2) During the period in which the insurer maintains its                    

                                                                                

6   interest in the repair facility before the divestiture required             

                                                                                

7   under subsection (1), the insurer shall do all of the following:            

                                                                                

8       (a) Post a notice in not less than 18-point font at the                     

                                                                                

9   customer entrance of each of the repair facilities in which the             

                                                                                

10  insurer has an ownership interest stating:                                  

                                                                                

11      "This repair facility is owned in whole or in part by (insert               

                                                                                

12  name of insurer).  You are hereby notified that you are entitled            

                                                                                

13  to seek repairs at a repair facility of your choice.".                      

                                                                                

14      (b) Shall notify an insured in writing at the time a policy                 

                                                                                

15  is delivered, issued for delivery, or renewed of the insurer's              

                                                                                

16  ownership interest and that the insured is entitled to seek                 

                                                                                

17  repairs at a repair facility of his or her choice.                          

                                                                                

18      (c) Shall notify an insured verbally at the time a claim is                 

                                                                                

19  filed of the insured's ownership interest and that the insured is           

                                                                                

20  entitled to seek repairs at a repair facility of his or her                 

                                                                                

21  choice.                                                                     

                                                                                

22      Sec. 2157.  (1) A person, including, but not limited to, a                  

                                                                                

23  repair facility, aggrieved by a violation of this chapter by an             

                                                                                

24  insurer may bring an action for injunctive or other appropriate             

                                                                                

25  relief to compel the insurer to comply with this chapter.                   

                                                                                

26      (2) A plaintiff who prevails in an action under this section                

                                                                                

27  is entitled to recover reasonable attorney fees and court costs.