SB-0849, As Passed House, September 13, 2006

 

 

 

 

 

 

 

 

 

 

 

 

 

SUBSTITUTE FOR

 

SENATE BILL NO. 849

 

 

 

 

 

 

 

 

 

 

 

     A bill to amend 1980 PA 350, entitled

 

"The nonprofit health care corporation reform act,"

 

(MCL 550.1101 to 550.1704) by adding section 414b.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 414b. (1) A health care corporation may offer group

 

wellness coverage. Wellness coverage may provide for an appropriate

 

rebate or reduction in premiums or for reduced copayments,

 

coinsurance, or deductibles, or a combination of these incentives,

 

for participation in any health behavior wellness, maintenance, or

 

improvement program offered by the employer. The employer shall

 

provide evidence of demonstrative maintenance or improvement of the

 

members' health behaviors as determined by assessments of agreed-

 

upon health status indicators between the employer and the health

 


care corporation. Any rebate or premium provided by the health care

 

corporation is presumed to be appropriate unless credible data

 

demonstrate otherwise, but shall not exceed 10% of paid premiums. A

 

health care corporation shall make available to employers all

 

wellness coverage plans that it markets to employers in this state.

 

     (2) A health care corporation may offer nongroup wellness

 

coverage. Wellness coverage may provide for an appropriate rebate

 

or reduction in premiums or for reduced copayments, coinsurance, or

 

deductibles, or a combination of these incentives, for

 

participation in any health behavior wellness, maintenance, or

 

improvement program approved by the health care corporation. The

 

member shall provide evidence of demonstrative maintenance or

 

improvement of the individual's or family's health behaviors as

 

determined by assessments of agreed-upon health status indicators

 

between the member and the health care corporation. Any rebate of

 

premium provided by the health care corporation is presumed to be

 

appropriate unless credible data demonstrate otherwise, but shall

 

not exceed 10% of paid premiums. A health care corporation shall

 

make available to individuals all wellness coverage plans that it

 

markets to individuals in this state.

 

     (3) A health care corporation is not required to continue any

 

health behavior wellness, maintenance, or improvement program or to

 

continue any incentive associated with a health behavior wellness,

 

maintenance, or improvement program.

 

     Enacting section 1. This amendatory act takes effect January

 

1, 2007.

 

     Enacting section 2. It is only the intent of this amendatory

 


act to promote the availability of health behavior wellness,

 

maintenance, and improvement programs.