January 30, 2007, Introduced by Reps. Lemmons, Dean and Gillard and referred to the Committee on Insurance.
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 2110c.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 2110c. (1) An automobile insurance policy and an
automobile insurer and its employees, agents, and adjusters shall
not unreasonably restrict an insured from using a particular health
care provider or facility for health care services covered by the
policy.
(2) An automobile insurer shall disclose, prior to or at the
time a claim is filed with the insurer, whether the insurer has an
agreement with any health care provider or facility to provide
health care services to an insured and shall inform an insured that
he or she is under no obligation to use a particular health care
provider or facility.
(3) The office of financial and insurance services shall
develop a plan whereby the office informs consumers of their rights
regarding insurance coverage of health care services and of the
insured's ability to report violations of their rights to the
office of financial and insurance services through the office's
toll-free telephone number or website. The plan shall be developed
and submitted to the senate and house of representatives standing
committees on insurance issues not later than 6 months after the
effective date of the amendatory act that added this section and
shall be operational not later than 9 months after the effective
date of the amendatory act that added this section.