May 22, 2018, Introduced by Reps. Hammoud, Camilleri, Neeley, Geiss and Rabhi and referred to the Committee on Insurance.
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 3406u.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 3406u. (1) A health insurance policy delivered, issued
for delivery, or renewed in this state that provides coverage for a
primary care provider visit must not require an insured to pay more
than a $5.00 co-pay per visit. A health insurance policy described
in this section cannot achieve compliance with this section by
increasing financial requirements. As used in this section,
"financial requirements" means deductibles, copayments,
coinsurance, out-of-pocket expenses, aggregate lifetime limits, and
annual limits.
(2) This section does not apply after 5 years after the
effective date of the amendatory act that added this section.
Enacting section 1. This amendatory act applies to health
insurance policies delivered, issued for delivery, or renewed in
this state on or after the effective date of this amendatory act.