HOUSE BILL NO. 4666

A bill to amend 1956 PA 218, entitled

"The insurance code of 1956,"

by amending section 2082 (MCL 500.2082).

the people of the state of michigan enact:

Sec. 2082. (1) No A life insurer doing business in this state shall not make any distinction or discrimination between white persons and colored persons, wholly or partially of African descent, individuals based on race or color as to the premiums or rates charged for policies upon on the lives of such persons, those individuals, or in any other manner. whatever; nor shall any such A life insurer doing business in this state shall not demand or require a greater premium from such colored persons than is at that time required by such insurer from white persons of the same age, sex, general condition of health and prospect of longevity; nor an individual based on that individual's race or color. A life insurer doing business in this state shall not make or require any a rebate, diminution, or discount upon on the amount to be paid on such a life insurance policy in case of death of such colored person insured; nor based on an individual's race or color or insert in the policy any a condition, nor or make any a stipulation whereby such person by which the insured shall bind himself individual binds the individual or his the individual's heirs, executors, administrators personal representatives, and assigns to accept any sum an amount less than the full amount or value of such the policy in case of for a claim accruing thereon by reason because of the death of such person the insured , other than such as are imposed on white persons in similar cases; individual, based on the individual's race or color, and any such stipulations stipulation or conditions condition so made or inserted shall be is void.

(2) Any An insurer which that violates any of the provisions of this section shall forfeit to the state the sum of $500.00 is subject to a civil fine of $1,000.00 for each violation, to be recovered by the attorney general by appropriate action in any a court, of competent jurisdiction, and any a judgment therefor from the action may be collected in the same manner as is herein provided for collecting judgments rendered in favor of policyholders. And any An officer or agent who violates any of the provisions of this section shall be deemed is guilty of a misdemeanor , and upon conviction thereof shall be punished punishable by imprisonment in the county jail not exceeding for not more than 1 year, or by a fine of not less than $50.00, $500.00 and not exceeding $500.00, more than $1,000.00, or by both. such fine and imprisonment, in the discretion of the court.